Where is Blue Foundry Bank’s corporate headquarters? What are the locations that Blue Foundry Bank operates in? When was Blue Foundry Bancorp’s Initial Public Offering? How many shares were sold? Can you tell me what the last quote for Blue Foundry Bancorp is? On what stock exchange(s) is Blue Foundry Bancorp traded and under what symbol? How can I purchase or sell Blue Foundry Bancorp’s shares? I am calling from a brokerage firm and would like to receive additional copies of your prospectus. Who can I contact? I paid for my order by check. Will I receive an interest check? I paid for my order by authorizing a withdrawal from my Blue Foundry Bank Certificate of Deposit (CD) or Savings Account. Will I receive interest on those funds? I USED MY BLUE FOUNDRY BANK CD ACCOUNT TO PAY FOR MY SHARES AND PURSUANT TO THE WITHDRAWAL TO PAY FOR THE SHARES MY CD WILL FALL BELOW THE REQUIRED MINIMUM. WHAT HAPPENS TO THE CD AND WAS I CHARGED AN EARLY WITHDRAWAL PENALTY? DID EVERYONE GET ALL THE SHARES THEY SUBSCRIBED FOR? WAS THERE A COMMUNITY OFFERING? WHEN WILL DIRECT REGISTRATION STATEMENTS (AKA STOCK OWNERSHIP STATEMENTS) BE MAILED? I PURCHASED SHARES IN THE SUBSCRIPTION OFFERING, HOWEVER, I DID NOT RECEIVE MY STOCK OWNERSHIP STATEMENT. WHO CAN I CONTACT? I PURCHASED SHARES IN THE SUBSCRIPTION OFFERING, HOWEVER, I DID NOT RECEIVE MY INTEREST CHECK. WHO CAN I CONTACT? Does Blue Foundry Bancorp pay a dividend on its stock? Does Blue Foundry Bancorp have a direct stock purchase plan? What is Blue Foundry Bancorp’s CUSIP? When is Blue Foundry Bancorp’s fiscal year ended? Who is Blue Foundry Bancorp’s Independent Registered Public Accounting Firm? Who is Blue Foundry Bancorp’s transfer agent? How do I transfer stock, change the address on my shareholder account, or replace a lost stock certificate? When and where is Blue Foundry Bancorp’s next Annual Stockholders' Meeting? When is Blue Foundry Bancorp’s next earnings release? Who Should I Contact Regarding Investor Inquiries? Where can I find all of the SEC filings for Blue Foundry Bancorp? Where can I download and view quarterly and annual reports? How do I get added to Blue Foundry Bancorp’s email distribution list? WAS THE BLUE FOUNDRY CHARTIABLE FOUNDATION FUNDED?

Where is Blue Foundry Bank’s corporate headquarters?

Rutherford, NJ

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What are the locations that Blue Foundry Bank operates in?

Please visit bluefoundrybank.com/locations for a list of our current branches.

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When was Blue Foundry Bancorp’s Initial Public Offering?

July 16, 2021

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How many shares were sold?

27,772,500 shares were sold at $10 per share.

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Can you tell me what the last quote for Blue Foundry Bancorp is?

We do not have access to real-time quotes.  Quotes may be obtained by calling your broker, on the Internet, or in a newspaper. 

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On what stock exchange(s) is Blue Foundry Bancorp traded and under what symbol?

NASDAQ Global Select Market/BLFY

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How can I purchase or sell Blue Foundry Bancorp’s shares?

Shares can be purchased or sold only through a firm offering investment services, such as a brokerage firm.

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I am calling from a brokerage firm and would like to receive additional copies of your prospectus. Who can I contact?

Please contact our Investor Relations department at (888) 931-BLUE or InvestorRelations@bluefoundrybank.com to make this request.

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I paid for my order by check. Will I receive an interest check?

Yes. As explained in the Prospectus, funds remitted in this manner earned interest at 0.05% per annum calculated from the date your funds were processed through July 15, 2021. Interest checks (and if applicable refund checks) were mailed by our transfer agent, Continental Stock Transfer & Trust Company (“Continental Stock Transfer”), at (877) 634-5370, on July 16, 2021. Checks were sent to the mailing address noted in box #9 on the Stock Order Form.

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I paid for my order by authorizing a withdrawal from my Blue Foundry Bank Certificate of Deposit (CD) or Savings Account. Will I receive interest on those funds?

Funds authorized for payment from a Blue Foundry Bank CD or savings account, based on the shares you received, were withdrawn from the account(s) on July 15, 2021, the legal close of the transaction. The amount(s) authorized for withdrawal toward your purchase therefore earned interest at the applicable deposit account rate through the legal close. The interest remains in the account(s).

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I USED MY BLUE FOUNDRY BANK CD ACCOUNT TO PAY FOR MY SHARES AND PURSUANT TO THE WITHDRAWAL TO PAY FOR THE SHARES MY CD WILL FALL BELOW THE REQUIRED MINIMUM. WHAT HAPPENS TO THE CD AND WAS I CHARGED AN EARLY WITHDRAWAL PENALTY?

There was no early withdrawal penalty from CDs to purchase stock.  If the CD fell below the minimum balance, after withdrawal, the certificate will be canceled and the remaining balance will earn interest at the current passbook rate.

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DID EVERYONE GET ALL THE SHARES THEY SUBSCRIBED FOR?

No. The stock offering was oversubscribed by eligible depositors as of December 2019. No shares were sold to other subscribers in the Subscription Offering.

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WAS THERE A COMMUNITY OFFERING?

No. There was no Community, Syndicated or Firm Commitment public offering.

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WHEN WILL DIRECT REGISTRATION STATEMENTS (AKA STOCK OWNERSHIP STATEMENTS) BE MAILED?

All direct registration statements for purchasers in the stock offering were sent First Class mail on July 16, 2021. The statements were mailed by Continental Stock Transfer, our transfer agent.

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I PURCHASED SHARES IN THE SUBSCRIPTION OFFERING, HOWEVER, I DID NOT RECEIVE MY STOCK OWNERSHIP STATEMENT. WHO CAN I CONTACT?

Please call our transfer agent, Continental Stock Transfer at (877) 634-5370 for assistance.

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I PURCHASED SHARES IN THE SUBSCRIPTION OFFERING, HOWEVER, I DID NOT RECEIVE MY INTEREST CHECK. WHO CAN I CONTACT?

  1. If your order was paid for by check - please call Continental Stock Transfer at (877) 634-5370 for assistance.
  2. If your order was paid for by an authorized account withdrawal - please call Continental Stock Transfer at (877) 634-5370 for assistance.
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Does Blue Foundry Bancorp pay a dividend on its stock?

No. As noted on pages 11 & 38 of our Prospectus dated May 14, 2021, no decision has been made on the amount, if any, or timing.

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Does Blue Foundry Bancorp have a direct stock purchase plan?

No.

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What is Blue Foundry Bancorp’s CUSIP?

09549B 104

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When is Blue Foundry Bancorp’s fiscal year ended?

December 31st

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Who is Blue Foundry Bancorp’s Independent Registered Public Accounting Firm?

Crowe LLP

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Who is Blue Foundry Bancorp’s transfer agent?

Continental Stock Transfer & Trust Company

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How do I transfer stock, change the address on my shareholder account, or replace a lost stock certificate?

Please contact Continental Stock Transfer & Trust Company via mail at 1 State Street Plaza, 30th Floor, New York, NY 10004, via telephone at 877-634-5370 or via email at cstmail@continentalstock.com.

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When and where is Blue Foundry Bancorp’s next Annual Stockholders' Meeting?

Please visit our events page.

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When is Blue Foundry Bancorp’s next earnings release?

Please contact our Investor Relations department at (888) 931-BLUE or InvestorRelations@bluefoundrybank.com.

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Who Should I Contact Regarding Investor Inquiries?

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Where can I find all of the SEC filings for Blue Foundry Bancorp? Where can I download and view quarterly and annual reports?

Please visit our SEC filings page.

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How do I get added to Blue Foundry Bancorp’s email distribution list?

Please visit the Investor Email Alerts page.

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WAS THE BLUE FOUNDRY CHARTIABLE FOUNDATION FUNDED?

Yes. The Blue Foundry Charitable Foundation, Inc. was funded with 750,000 shares of Blue Foundry Bancorp common stock and $1.5 million in cash.

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